Finding a reliable bankruptcy lawyer in Midland, TX, can feel overwhelming when you are already stressed about debt. Here is the truth: you have real options. Texas sees thousands of bankruptcy filings every year, and many Midland residents have used a qualified bankruptcy attorney to stop creditor calls, prevent foreclosure, and finally get a clean financial start.
Whether you need Chapter 7 or Chapter 13 bankruptcy, this list breaks down the 10 best-rated lawyers in Midland so you can make a confident, informed choice today.
1. Kelly Hart & Hallman LLP – Midland
Address: 500 W Illinois Ave, Midland, TX 79701
Phone: (432) 683-4691
Rating: 5.0/5
Website: kellyhart.com
Kelly Hart & Hallman is one of the most respected bankruptcy law firms in Midland, Texas. With a perfect 5.0 rating and a long track record in West Texas legal markets, they handle complex debt restructuring, business insolvency, and individual filings with serious expertise.
If you need a top bankruptcy attorney backed by a full-service firm, this is a strong first call.
2. The Todaro Law Firm, PLLC
Address: 310 W Wall St #810, Midland, TX 79701
Phone: (432) 400-9435
Rating: 5.0/5
Website: thetodarolawfirm.com
Another perfect 5.0-rated firm, The Todaro Law Firm, earns its reputation through personalized client service. Located in the heart of downtown Midland at the First Capital Bank Building, they work directly with clients on Chapter 7 bankruptcy and Chapter 13 bankruptcy cases.
If you want someone in your corner who actually listens, this firm is worth your attention.
3. Borland & Borland Attorneys At Law P.C.
Address: 213 N Main St, Midland, TX 79701
Phone: (432) 684-5290
Rating: 4.4/5
Website: borlandlaw.com
Borland & Borland is a trusted Midland bankruptcy law firm with deep roots in the community. They handle both personal and small business bankruptcy cases, making them a solid choice if your financial trouble crosses both personal and professional lines.
Their strong 4.4 rating reflects consistent, reliable representation.
4. Davis Gerald & Cremer
Address: 400 W Illinois Ave #1400, Midland, TX 79701
Phone: (432) 687-0011
Rating: 4.3/5
Website: dgclaw.com
Davis Gerald & Cremer is an acclaimed Texas firm born in the Permian Basin. While their core strength is energy law, their business litigation team also handles debt restructuring and creditor-debtor disputes for business clients. If your financial issues are tied to an oil and gas venture, their unique expertise makes them a standout option.
They also offer strong support for those needing a business lawyer in Midland, TX, for overlapping commercial matters.
5. Jeanne Morales, Attorney
Address: 4500 W Illinois Ave, Midland, TX 79703
Phone: (432) 682-8855
Rating: 4.2/5
Website: jeannemorales.com
Jeanne Morales offers focused, individualized legal representation for people facing serious financial hardship. With a 4.2 rating, she is a well-regarded bankruptcy attorney near me option for Midland residents who want direct access to their lawyer, not just a paralegal.
6. The Garza Law Firm
Address: 507 E Front St, Midland, TX 79701
Phone: (432) 570-1011
Rating: 4.2/5
Website: edwardgarzalaw.com
The Garza Law Firm brings bilingual accessibility to bankruptcy legal services in Midland, TX, which is a genuine advantage for a diverse community like West Texas.
Edward Garza’s 4.2 rating speaks to his ability to handle debt relief cases with care and clarity.
7. Law Office of Tanya E. Bidwell, PLLC
Address: 712 W Dengar Ave, Midland, TX 79705
Phone: (432) 695-4933
Rating: 4.0/5
Website: tbidwelllaw.com
Tanya Bidwell has filed thousands of bankruptcy cases throughout West Texas, covering both Chapter 7 and Chapter 13 filings for individuals and small businesses. She is known for helping clients stop foreclosure, halt wage garnishments, and eliminate or restructure overwhelming debt.
If you need an affordable bankruptcy lawyer in Midland, TX, with real-world volume and experience, her office is a practical choice.
8. Alvaro Martinez
Address: 1607 N Big Spring St, Midland, TX 79701
Phone: (432) 789-1044
Rating: 3.4/5
Alvaro Martinez handles bankruptcy matters at a local level and can be a reachable option for straightforward cases. While his rating sits lower than others on this list, he may be a fit for simpler Chapter 7 bankruptcy filings, where a free consultation with a bankruptcy lawyer in Midland, TX, type of arrangement can help you evaluate your options before committing.
9. Kuiper Law Firm, PLLC
Address: 705 W Wadley Ave, Suite 210, Midland, TX 79705
Phone: (432) 400-3404
Website: kuiperlawfirm.com
Kuiper Law Firm is a newer presence in the Midland legal scene, but they come with a focused practice and a modern approach to legal representation. They serve clients dealing with debt issues, creditor harassment, and financial restructuring.
Worth a consultation call if you want a fresh perspective from a growing firm.
10. Lexington Law
Address: 511 W Missouri Ave, Midland, TX 79701
Rating: 2.3/5
Website: lexingtonlaw.com
Lexington Law is a nationally known name in credit repair and debt relief services. Their Midland presence is more administrative than attorney-driven, and their 2.3 local rating reflects that. They are better suited for credit restoration rather than full bankruptcy filings.
If you need a formal court-filed bankruptcy, the local firms above will serve you much better.
How to Choose the Right Bankruptcy Lawyer in Midland, TX
Not every financial situation is the same. Here is what I recommend you look at before you hire anyone:
- Type of bankruptcy: Chapter 7 wipes out most unsecured debts quickly. Chapter 13 sets up a repayment plan. Know which path fits your income and assets.
- Local experience: A Midland-based attorney who knows the Western District of Texas Bankruptcy Court in Midland will navigate your case faster.
- Reviews and ratings: Use the ratings in this list as a starting guide. Prioritize lawyers with 4.0 and above.
- Free consultation: Most top firms offer one. Use it. Ask about fees, timeline, and likely outcomes.
- Communication: You want an attorney who answers your calls, not just their staff.
Frequently Asked Questions
What does a bankruptcy lawyer in Midland, TX do?
A bankruptcy lawyer in Midland, TX, helps you file for legal protection from creditors under U.S. bankruptcy law. They assess your debt, recommend Chapter 7 or Chapter 13 bankruptcy, prepare your court filings, represent you in hearings, and help you protect exempt assets like your home or car.
How much does a bankruptcy attorney cost in Midland, TX?
Attorney fees for Chapter 7 bankruptcy in Texas typically range from $1,000 to $2,500. Chapter 13 bankruptcy fees are usually higher, often $3,000 to $4,500, because of the longer case duration. Many offer free initial consultations so you can understand costs before committing.
Can a bankruptcy lawyer stop creditor calls and harassment?
Yes. Once you file for bankruptcy, an automatic stay goes into effect immediately. This legally requires all creditors to stop collection calls, lawsuits, wage garnishments, and foreclosure actions. Your attorney files this on your behalf the moment your case is submitted to the court.
What is the difference between Chapter 7 and Chapter 13 bankruptcy?
Chapter 7 bankruptcy is a liquidation bankruptcy. Most unsecured debts are discharged within 3 to 6 months. Chapter 13 bankruptcy is a reorganization plan where you repay debts over 3 to 5 years while keeping your assets. Your lawyer will help determine which option fits your financial situation.
Do I really need a lawyer to file for bankruptcy in Midland, TX?
Technically, you can file on your own, but it is strongly not recommended. Bankruptcy law is complex, and small errors can get your case dismissed or your assets liquidated incorrectly. A licensed Midland, TX bankruptcy attorney protects your rights, maximizes your exemptions, and significantly improves your chances of a successful discharge.